Frequently Asked Questions
About DOS & Co.
Frequently Asked Questions

Is DOS & Co. a bank?

No. DOS & Co. is a registered payment service provider. Under its FCA permissions, it can carry out all services enabling cash to be placed on a payment account as well as all operations required for operating a payment account. For the Cash Deposit Manager, however, DOS & Co. works as your bare trustee, opening an account on your behalf and in your name at the Bank of London, which stores your funds unencumbered at the Bank of England.

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About DOS & Co.

What is DOS & Co.?
What happens if DOS & Co. becomes insolvent?
Why don't I just go directly to the Bank of London for my accounts?
Cash Deposit Manager

Our Interest Rates

Our accounts come in three different types, which we work with you to blend in order to deliver the best return for your chosen liquidity.
Cash Deposit Manager

Our Accounts

We offer accounts for deposits of £1 million+ to companies, trusts, charities and private individuals, with no requirement to borrow from or invest with us - we simply look after your cash deposits.
How it Works
Our Accounts

Company Treasury

Utilise and safeguard bonuses, VAT, M&A proceeds and operational cash surpluses.

Private Clients

Hold large cash sums on high-interest deposit with no bank credit risk.

Charities

Safeguard charity cash assets and generate the maximum possible safe return.

Independent Schools

Deploy start-of-term fee surpluses and fees in advance savings to generate an ongoing return.

Regulatory Capital

Hold regulatory capital and 'own funds' on a high-interest, zero-risk basis.
In Action

Interactive Returns Calculator

Choose your deposit amount (from £1m+)
Enter the forecast Bank of England Base Rate
See your projected returns live in the calculator
There is no need to provide any email address or personal information. This illustration is for comparison purposes only - our rates flex with the Bank of England base rate, so your actual return may be less.

This is a zero-risk deposit at the Bank of England, and not an investment, so your money is not at risk.
Interactive Compound Interest Calculator
Open Returns Calculator