Frequently Asked Questions

What does APR mean as a savings interest rate?

APR means "Annual Percentage Rate" is designed to be a clear comparison tool between products. It includes all interest and any fees, so is the net effect of the product on your wealth.

For savings accounts, a higher APR means you earn more money.

Cash Management

What does AER mean as a savings interest rate?

What is compounding in interest?

What is interest rate 'blending'?

What is 'liquidity' in investment terms?

About DOS & Co.

An introduction to DOS & Co. and why it is we are best placed to help you with your cash deposits.

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Cash Deposit Accounts

Detailed explanations of how our various types of cash deposit account work.

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Eligibility

There are a few limits to who we can work with and the basis upon which we can work with them.

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Account Opening

Questions explaining how you can open an account with us.

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Protecting Your Funds

How we protect your funds, from our structural safeguarding to the FSCS protection offered as standard.

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Cash Management

Explanations of some common terms you will encounter when investigating cash deposit management options.

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Articles, News & Information

Business

Article

Bank Accounts with B Corporations (UK)

Certified B Corporation banks balance profit with people, planet and purpose.

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Investing fees in advance to generate a return for independent schools

Schools & Charities

Article

Investing fees in advance to generate a return for independent schools

With independent schools holding more fees in advance than ever before, we look at how advance payment schemes can help generate an ongoing return.

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Can interior designers earn interest on FF&E procurement funds?

Business

Article

Can interior designers earn interest on FF&E procurement funds?

The answer to this question depends on the answer to the slightly trickier question, "does the interior designer purchase as principal or agent"?

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Which bank account should a lottery winner use for their winnings?

Private Client

Article

Which bank account should a lottery winner use for their winnings?

While it may feel low on the list of priorities, choosing wisely can protect new-found wealth and deliver significant returns.

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