How do you offer better rates than a high-street bank?

High-street banks accept deposits (hold your money) and then make money on that money by lending it out to others (and charging interest to those borrowers). They receive the full Bank of England base rate from your deposits, but that goes towards their operating costs and overheads. They generally pass on only a fraction of that amount to you, the person whose money they are using.

Cash Deposit Manager

Our Interest Rates

Our accounts come in three different types, which we work with you to blend in order to deliver the best return for your chosen liquidity.
In Action

Interactive Returns Calculator

Choose your deposit amount (from £1m+)
Enter the forecast Bank of England Base Rate
See your projected returns live in the calculator
There is no need to provide any email address or personal information. This illustration is for comparison purposes only - our rates flex with the Bank of England base rate, so your actual return may be less.

This is a zero-risk deposit at the Bank of England, and not an investment, so your money is not at risk.